Alloy is an identity decisioning platform designed to help financial institutions automate and streamline their compliance and fraud prevention workflows. With an emphasis on real-time data orchestration and configurable risk models, Alloy enables teams to make faster, smarter onboarding decisions without sacrificing compliance.

The Solutions Alloy Provides

Alloy offers a suite of tools that help banks and fintechs manage identity verification, compliance, and fraud in one central platform:

• Identity verification: Access to 190+ data sources to automate KYC, KYB, and document verification.

• Risk segmentation: Tailored onboarding flows using configurable logic and decision trees.

• Continuous monitoring: Real-time alerts and dynamic updates when risk profiles change.

• Fraud prevention: Integrated tools to detect and respond to fraud attempts across the customer lifecycle.

• Developer-friendly APIs: Alloy’s platform is designed to be flexible and easy to integrate with existing systems.

The Type of Customers Alloy Works With

Alloy’s platform supports a wide range of regulated and innovative financial services providers:

• Digital banks and fintechs: Fast-scaling startups that need to balance rapid onboarding with regulatory compliance.

• Traditional banks: Institutions modernizing their compliance stack to stay competitive.

• Lenders and credit platforms: Businesses needing robust fraud and identity solutions.

• Wealth and crypto platforms: Companies navigating complex KYC/AML landscapes.

What Sets Alloy Apart

What makes Alloy stand out is its holistic, developer-first approach to compliance:

• A centralized hub for identity decisions across KYC, KYB, fraud, and more.

• Configurable workflows that adapt to each institution’s risk appetite.

• Emphasis on real-time orchestration, reducing manual review and false positives.

• Strong ecosystem of partners and data sources to support global coverage.